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Free, and always will be

How to cancel almost anything

Other people charge for this. Here it is.

Rocket Money will cancel a subscription for you if you subscribe to Rocket Money. Trim will negotiate your bill and keep a third of what it saves you. There is nothing here you need to pay us for.

Start with these three pages

Most forgotten subscriptions aren't billed by the company directly — they're billed through an app store or a payment account. These three pages hold more of them than anything else, and almost nobody thinks to look.

Apple

Every App Store subscription in one list. Usually the biggest surprise.

apps.apple.com ↗

Google Play

The Android equivalent — apps you installed once and forgot.

play.google.com ↗

PayPal

Automatic payments hide here and survive cancelling the card.

paypal.com ↗

Common subscriptions

Service Where to go
Netflixnetflix.com/cancelplan ↗
Stays active until the period you've paid for ends.
Spotifyspotify.com/account ↗
Drops to the free tier; your playlists survive.
Amazon Primeamazon.com/primecentral ↗
Check the renewal date — you keep the benefits until then.
Adobeaccount.adobe.com/plans ↗
An annual plan billed monthly can carry an early-termination fee.
Disney+disneyplus.com/account ↗
Maxmax.com/account ↗
YouTube Premiumyoutube.com/paid_memberships ↗
Audibleaudible.com/account ↗
Microsoft 365 / Xboxaccount.microsoft.com/services ↗
PlayStation Plusplaystation.com/acct ↗
LinkedIn Premiumlinkedin.com/premium/manage ↗
Dropboxdropbox.com/account/plan ↗
New York Timesmyaccount.nytimes.com ↗
Historically needs a chat or phone call to finish.

The ones designed to be hard

Gyms

The classic. Many require written notice, an in-person visit, or a notice period of a full month or more. Check your contract before you cancel the card — stopping the payment without cancelling the agreement can leave you owing the money anyway, and some send it to collections.

Insurance

Don't cancel cover without a replacement in place. Do re-shop it annually though — renewal quotes are routinely higher than what the same company charges a new customer, and phoning to say so usually moves the price.

Free trials

Cancel immediately after signing up, not the day before it ends. Almost every trial runs to its full length after cancellation, so you lose nothing — and you remove the only step you were going to forget.

Cancelling the card isn't cancelling the subscription. It stops the payment, not the contract. The debt can keep accruing, and card networks let some merchants follow a reissued card to its new number. Cancel with the company itself.

Don't know what you're paying for?

That's the actual problem. Upload a statement and we'll list everything charging you on repeat, including the ones no subscription tracker recognises.

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