Mgwirizano, m'mawu olimba

1. Kodi ntchitoyi ndi chiyani

Spend.Report amawerenga banki ndi katundu kakhadi la ngongole mfundo inu kutsitsa ndi kukupatsani kumbuyo ripoti: kumene ndalama anapita, zimene akulipirani pa kubwereza, ndi mmene kuchotsa izo. One ripoti pa nthawi ndi ufulu ndi amafuna palibe akaunti, ndi zonse kupezeka ndi zonse mbali ya kuchotsa thandizo ndi kuphatikizidwa mu izo. Paid mipango kuwonjezera kutalika ndi chitetezo - mfundo zambiri m'modzi ripoti, mbiri, zidziwitso - nthawi zonse kulowa kupeza. Pogwiritsa ntchito malo inu kuvomereza izi mfundo.

2. Kuyankha kwanu, udindo wanu

Muyenera kutsitsa mauthenga omwe muli ndi ufulu kuwasunga – anu nokha kapena omwe mumagwiritsa ntchito ndi chilolezo cha wogwiritsa ntchito. Mumakhala ndi ufulu wonse wotsitsa mauthenga anu. Tikuvomereza kuti sitikhala ndi ufulu uliwonse, ndipo monga momwe zikufotokozedwa mu Policy ya Privacy, sitimawasunga.

3. Tiwerenga zidziwitso, ife nthawi zonse kusintha iwo

Izi sikuti amapanga, amasintha kapena 'kukonza' iwo, ndi chilichonse kuyesera kugwiritsa ntchito izo kuti asokoneze wopereka ndalama, woyang'anira, kapena boma ndi zosaloledwa ndi adzakana. Yanu ripoti ndi kuyankha ya inu uthenga wachidziwitso chabwino ndi sichidzaperekedwa ngati banki chilolezo.

4. Kudalirika

Timagwira ntchito kuchokera pazomwe banki yanu yasindikiza, ndipo pamene uthenga umaphatikizapo ndalama zake, timayesa kuchuluka kwa ndalama zathu ndi iwo ndikukuwuzani ngati zidawonjezeka. Ngakhale izi, kugawa kumatha kulepheretsa kapena kusokoneza masamba, kuzindikira kwa ndalama zosayembekezereka ndi chitsimikizo, ndipo maulalo oletsa ndi mafoni angasinthe pambuyo pa wogulitsa. Kulemba kwa lipoti ndi nkhani za fayilo yanu – si nkhani ya ndalama, ndalama kapena malangizo alamulo. Sitinakhale banki. Malamulo omwe mumapanga pankhaniyi ndi anu.

5. Kuletsa thandizo

Maulalo ndi mafoni oletsa kugulitsa amaperekedwa kwaulere kwa aliyense, pazosankha zonse. Sitinagwirizane ndi ogulitsa omwe amawauza, sititenga ndalama kapena kugawana chilichonse chomwe mumasunga, ndipo kuletsa kugulitsa kumachitika pakati panu ndi ogulitsawo. Tikugwiritsa ntchito njira zosiyanasiyana kuti tithandizire ogulitsa kuti akwaniritse zosowa zawo.

6. Kulipira ndi kuletsa

Mamitengo amawonekera pambuyo poti mulipira ndipo mumalipira monga momwe zilili. Zolembetsa zimasinthidwa mpaka kukankhidwa; kukankhira kumatenga batani limodzi paakaunti yanu, kumathamangitsa kubwezeretsa kotsatira, ndikuti mupange akaunti yanu mpaka nthawi yomwe mwalipira. Plan Lifetime ndi ndalama imodzi yomwe imatenga nthawi yayitali ngati ntchitoyi ikugwira ntchito, popanda kubwezeretsedwanso nthawi iliyonse. Ngati chinthu china sichinachite ntchito, funsani kuti mubwezere ndalama kuchokera patsamba la kubwezeredwa ndipo munthu adzayang'ana.

7. Kugwiritsa ntchito koyenera

Musaiwale kuti simuyenera kuwononga, kulemera kwambiri, kuchotsa kapena kuyesa ntchito, kutsitsa mafayilo omwe amapangidwa kuti awononge owerenga, kapena kugulitsanso mwayi popanda kugwirizana nafe. Titha kukana ntchito kapena kuchotsa akaunti zomwe zimapangitsa izi.

8. Kudalirika

Kutengera momwe malamulo amalola, lamulo lathu lonse lokhudza zosowa zanu zokhudzana ndi ntchitoyi limathamangitsidwa ndi ndalama zomwe mwatilipira m'miyezi isanu ndi umodzi yoyambirira ya ntchitoyo. Palibe chilichonse m'malamulowa chomwe chimaletsa lamuloli, ndipo palibe lamulo lomwe limaletsa lamuloli.

Zosintha

Titha kusintha izi malamulo; zosintha zofunika zikuwonekera patsamba lino ndi tsiku latsopano.Kupititsa patsogolo kugwiritsa ntchito malowa pambuyo pake kusintha kumatanthauza kuti mumavomereza malamulo osinthidwa.

10. Kodi ndi ndani amene amayendetsa tsambali?

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Izi ndi zofunikira zogwirizana pakati pa inu ndi kampaniyo, ndipo "ti", "ti" ndi "ti" amatanthauza zonsezi.

Last updated: September 2026